How It Works

Getting a loan until your next pay day is simple. We are here to help you get cash for whatever you want without any credit checks or lengthy forms to complete, the loan is strictly confidential and you do not have to be a home owner.

All that we ask is that you are aged 21+, you have a cheque guarantee card and that you fill in a simple application form and can prove that you receive an income.

The following steps show how easy it really is to receive a loan:

1. Fill in the simple online application here, then sign and post back with:
1. Recent bank statements showing two salaries credited to the account. The statements should be no more than 4 months old. Two statements are required if one does not cover two paydays.
2. A pay slip matching one of the credits into your account on the statement provided.
3. A form detailing how you want the money paying to you
4. And a form detailing how you can repay the money
   
   
2. Upon receipt of this documentation your loan will be fully approved and your money will be either
1. Paid into your bank account by:
1. BACS payment, taking 3 working days at the cost of £1 (standard service)
2. CHAPS payment, the money will be in your bank account the same working day at a cost of £15 (express service)
2. You can call at a nominated Ramsdens branch
   Please note that the fees mentioned in option A will be automatically debited from your account.
   
   
3. Shortly before your next pay day we will contact you by email to confirm your loan repayment.
   
   
4. On your salary payday your loan will be repaid or if this is not convenient for you, you can simply pay a small interest charge and extend your loan until your next salary date.
   
   
5. Your loan repayment or interest payment is paid by your debit card.
   
   
6. Next time you want a loan click on the existing customer button and request your loan amount.

You see, at loansuntilpayday.co.uk we don’t complicate things; the process is simple, confidential and fast. So if you want some extra cash, no matter what for, apply now, you could have the cash sooner than you think!

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